Shubham Finance is an industry leader in providing home loans to those with informal incomes, with customisable EMI options.
We offer a wide array of services ranging from housing finance solutions for Purchase of Property, Plot Purchase & Self-construction, Self-Construction, Refinance and Enhancements.
This loan can be taken for the following purposes:
Shubham requires the standard KYC documents along with duly filled application forms to get started.
Loan amount up to Rs. 15,00,000 and Rs. 40,00,000 for certain cities.
Maximum loan tenure of 20 years.
A rate of interest from 12 to 18% and loan appraisal charges of up to 3% will be charged to applicants.
Transfer of an existing loan from another financial institution or bank.
We encourage our customers to discuss their monthly sources of income and buckets of expenses at length to arrive at a number that they are comfortable serving as EMI's. This EMI amount can be paid through Electronic Clearing Services (ECS) and National Automated Clearing House (NACH).