Mukta Singh

Counsellor at a Music Institute

Mukta's love for music started young and she was able to continue to associate herself with music by taking a job as a councillor at a Music Institute. Today she prides herself at being able to encourage young minds to take up music not just as a hobby but as something they can pursue later on in life too. Her husband works as a Field Officer at a local transport company. Together they took a Loan from Shubham to build their dream house where they live with their 14 yr. old son and hope to open up their own Music Institute someday.

By taking a loan of 9 Lakhs, we were able to convert our dreams into a reality

Gulveer Singh

General Store Owner

Originally belonging to Sikandrabad, Gulveer shifted base to Faridabad 10 years ago so that he could make a life for himself which a small city could not provide given his limited education. With hard work and perseverance, not only does he own a shop now but has also bought a home for himself with the help of Shubham's loan. He says that the pleasure of watching his 2 children grow in their own home is priceless.

Shubham helped me buy a home that is walking distance from my shop. No more do I need to travel hours to reach home to spend time with my family

Suresh Narula

Hardware Store Owner

Suresh's shop is always bustling with people as everyone in the surrounding areas knows that his shop is the go-to place if they require anything related to plumbing / hardware needs. It's been a long journey for him as he started with a tiny shop 20 years ago. He always thought that he would spend the rest of his life living as a tenant in a small house before he was introduced to Shubham by his friend. Today he lives in a house with his wife and 17 year old son.

Today because of Shubham, we are able to provide a house for our son and his family as he begins the next phase of his life

Moor Saleem

Wholesale Vegetable Vendor

Moor Saleem believes that engaging yourself in any kind of business is respectable as long as the business is honest and gives adequate profits. But due to cash based transactions, Saleem could never get a loan due to the lack of income proofs. When he attended a customer meeting at Shubham, he was still unsure until a Relationship Officer took him through the loan process smoothly. He now owns a home in Ankur Vihar, Ghaziabad.

5 years ago, just to imagine taking a loan to build my own home would have been impossible

Kapil Manchanda

Tailor

Being in this business for the past 8 years, it's part of Kapil's job to understand people's need and give them what they want. So while he was looking for a house to buy, he was introduced to representatives of Shubham, who were able to tailor a loan for him according to his requirements. Today Kapil occasionally walks into Shubham's branch, located just 100 metres from his shop, bringing along referrals and proudly talking of his loan arrangement with us.

Shubham has been extremely helpful right from the beginning. They made it so simple for even first time buyers like me.

Rishi Sharma

Priest

Rishi completed his MA from Sampuran Sanskrit University, Varanasi. Despite having a committed set of followers and believers for whom he performs various ceremonies and pujas, he was unable to secure a home loan due to the nature of his income. Rishi's own prayers were answered when he saw a cable TV ad of Shubham in 2012. Shubham's Credit Officers were able to assess the dakshinas he received and we gave him a loan to buy a 2bhk house for himself.

We took a loan of 3 Lakhs and constructed our own house. This would not have been possible without Shubham

Neeraj Batra

Small Business Owner

Small Business Owner Neeraj believes in looking ahead in life. Be it from the time he decided to quit his job and help is father in the business or the time when he realised that paying rent was not building any asset for his future generation. It was then that he approached Shubham with an application for a loan which was approved within 14 days and he now owns his own flat.

Now that Shubham has helped me to buy my own home, I can now concentrate on my business and expand it even further

Satvir Singh

Manager at a private firm

Originally belonging to a small village in Haryana, Satvir shifted to Ghaziabad 20 years ago to be able to live a life that was not possible earlier. With perseverance and hard work he has been able to provide a comfortable life for himself and his family and is proud to say that he is amongst the first in his family to construct his own house.

Being the first to construct my own house in my community is a proud moment for not only me but my whole family

Shyam Singh

Government Employee

Having being transferred all over the country due to the demands of his job, Shyam finally decided to settle down in an upcoming colony near Sahibabad. Along with his life savings and a loan from Shubham based on his son's income and his pension, he was able to build a 2 storey house. He now spends his time playing with his Grandchildren and looking back at all he has achieved.

I am extremely glad that I had gone to the market on the day Shubham had set up their stall. That has made all the difference.

Ramkumar Sengar

General Store Owner

Ram works 14 hours a day running a general neighbourhood store selling all kinds of things ranging from milk, eggs, biscuits, atta etc. Being in this business for a number of years he was unable to convert his healthy cash flows into a long term asset. It was a normal day when a representative of Shubham showed up at his store and talked about the possibilities of securing a loan. A year later Ram has been able to construct his own house spread over 400 sq. ft. and lives there with his wife, children and grandchildren.

I was impressed by the fact that they were able to fulfil all the commitments made by them

Chiranjeev Choudhary

Manager at a private firm

Chiranjeev knew that in order to build a better life for his children, not only should they have a strong education but also ensure that there is safety and security. He and his wife are amongst millions of Indian couples who work hard every day to provide these 2 things. He hopes that someday he can retire and become a social worker to give to those who do not have the means to fulfil their dreams.

Everyone was really helpful forthcoming and made the experience of applying for a home loan a pleasant one

Naresh Kumar

General Store Owner

For Naresh his working hours were long as his rented flat used to be at a distance from his shop. While trying to provide for the family he was unable to give enough time to his wife and new born son. He then decided that it was time for a change and one day walked into a Shubham Branch office that is on his way to work. Today it takes him just a minute to reach his shop from home as he bought himself a 1 BHK flat just above the shop he owns and is able to spend ample time with his son.

The team at Shubham understood my requirement and provided me with exactly what I need