Shubham Housing Development Finance Company has been one of the leading affordable home loan providers in PAN India caterings to every Indian and providing them with their own home. With several interest rate options and many product categories under the name Shubh by Shubham, we cater to business owners, homeowners, people who want to buy their […]
A Loan against Property (LAP) is a multipurpose loan that is mostly availed to fund various expenses like higher education for children, weddings, home renovation, business expansion, medical bills, other personal expenses, etc. LAP is a secured loan that banks and housing finance companies provide against residential or commercial property. These loans are generally offered […]
What is an EMI? The EMI consists of the principal amount and the interest on the principal amount. It is calculated by taking into account the loan amount, the time frame for repaying the loan, and the interest rate on the borrowed sum. When it comes to purchasing a home, one of the most important […]
If you are like most people, buying a home is one of the biggest financial decisions you will ever make. And for many people, taking out a home loan is the best way to afford that dream home. Obtaining a home loan is a time-consuming procedure. But unfortunately, there are numerous roadblocks along the way. […]
In a post-pandemic world, we all know how uncertain and unpredictable life can be. All of us have learned to live with uncertainty almost on a daily and weekly basis. The pandemic that started in 2020 and continues in 2022 as we write this, also brought to the forefront how vulnerable our financial lives are […]
Buying a home is every person’s dream and it is also a great investment that allows you to buy low, invest slowly, and sell high if needed. However, timing your purchase well is also a very important factor to consider when buying a home. It just so happens that the post-pandemic time may be the […]
A home loan is a high-value loan and hence involves financial commitment. There are lots of things that go into making a home purchase decision. One of the most important is how much of your monthly budget will be taken up by EMI payments. Paying your home loan monthly installments can be a challenge, especially […]
