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Finance

How to apply for Pradhan Mantri Awas Yojana (PMAY)

In 2015, the Government of India launched a scheme to help the financially deprived population living in urban areas to get a roof over their heads –known as the Pradhan Mantri Awas Yojana. The PMAY Scheme envisages ‘affordable housing for all’ by providing borrowers with the financial resources they need to buy a home through an interest rate subsidy. Credit Linked Subsidy Scheme (CLSS) is a component of PMAY for Lower Income Group/Economically Weaker Section (EWS/LIG) and Middle Income Group (MIG -I & II). Under this scheme, not only the economically weaker sections but also middle-income groups can avail home loans at reduced EMIs. Two central nodal agencies such as the National Housing Bank (NHB) and Housing & Urban Development Corporation (HUDCO) channelize the interest subsidy. The apex government bodies channel subsidies to the lending institutions and help the eligible applicants to avail subsidy. At Shubham, our goal is that everyone should have their own home. We help you to fulfill your dream through the […]

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Finance Home Loan

Home Loans Not Enough? Take a Top-Up Loan Instantly

Home Loans are generally taken to purchase a house, reconstruct, furnish or renovate your home towards your personal expenses. But if your Home Loan isn’t sufficient to meet all the financial requirements of your home, you can apply for a top-up loan over and above your existing loan. Let’s assume you took a home loan […]

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Finance Home Improvement Loan

Tips To Avail a Home Improvement Loan Without Income Proof

Have you been wondering about giving your old home a new touch? Architectural designs and trends keep changing with time. Hence, it is plausible to think of giving your old home a new look Moreover, like any other thing, your home also requires maintenance. It needs repairing, refurbishing to maintain its beauty and elegance. Here […]

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Finance

8 Factors That Affect Loan Against Property Eligibility

Your life is a never-ending to-do list. Be it personal or professional, you are constantly trying to improve your way of living and certainly don’t want the lack of funds to put a full stop to that process. And this is precisely where Loan Against Property comes into the picture. It is an ideal way […]

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Finance

7 Uses Of Home Improvement Loan

If you are a homeowner and you need to renovate or redo your home interiors, it is quite often that you delay such renovations due to lack of funds. Well, not anymore! You can now avail of home improvement loans to undertake home improvisation without any delays. These loans are quite like home loans or […]

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Finance

Want to Apply for a Home loan from Shubham Finance Company? Here are the Steps to Follow Before Applying for a Home Loan

Owning a home is the most desirable thing. It is a form of ensuring lifelong financial security; and since the costs of land and property prices have increased beyond the comprehension of a middle-class Indian citizen. Thus, many struggle to even fulfill their basic necessity of purchasing a home. This is where you can opt […]

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Finance

How the Government’s Pradhan Mantri Awas Yojana (PMAY) Scheme can be Beneficial for You in Owning a Home

We all have the aspirations of owning a home. A home is the ultimate financial security one can have.  But with the skyrocketing real estate prices, it is difficult for  some sections of the society of owning a home. Thus the government of India announced a scheme known as “Pradhan Mantri Awas Yojana” in making […]

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Finance

Advantages of Taking a Home Loan From Shubham Housing Development Finance Company

Happiness is buying your own home! But often the overall process is not as straightforward as it sounds. With more people migrating towards urban areas for employment opportunities as well as for educational purposes, the demand for owning a  home is ever increasing It is also a difficult task to buy a home on savings […]

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Uncategorized

6 Important Rules to Follow While Taking a Loan Against Property

Loan against property (LAP) is a secured loan to meet your current financial problems. In simple terms, it is the solution to all your financial problems. It is a type of loan in which you can avail by keeping your commercial/residential property as a collateral to the lender. The COVID19 pandemic has indeed been troublesome […]

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Finance

5 Ways Women Can Benefit from Taking Home Loans

Having one’s own home gives a great sense of financial security, whether it’s a man or a woman. In today’s generation, with more and more women becoming financially independent, there has been an increase in women home loan borrowers. But, at times, the process of home buying becomes complicated – whether it is years of […]