Buying a home is every person’s dream and it is also a great investment that allows you to buy low, invest slowly, and sell high if needed. However, timing your purchase well is also a very important factor to consider when buying a home. It just so happens that the post-pandemic time may be the […]
A home loan is a high-value loan and hence involves financial commitment. There are lots of things that go into making a home purchase decision. One of the most important is how much of your monthly budget will be taken up by EMI payments. Paying your home loan monthly installments can be a challenge, especially […]
Shubham Housing Finance has been serving customers for almost a decade now with the singular mission of providing a home for every family. For many of our customers, a Home Loan is their first or second loan in life and is a major financial decision, which sometimes their well-wishers in their personal circle are also […]
In 2015, the Government of India launched a scheme to help the financially deprived population living in urban areas to get a roof over their heads – known as the Pradhan Mantri Awas Yojana. The PMAY Scheme envisages ‘affordable housing for all’ by providing borrowers with the financial resources they need to buy a home […]
Interest rates are one of the key factors borrowers look at when choosing a lender but it is important to consider some other aspects too. Borrowers with home loans have a new reason to be a little happier. Most financial institutions have been reducing their home loan rates to new multi-year lows. Of course, the […]
Home Loans are generally taken to purchase a house, reconstruct, furnish or renovate your home towards your personal expenses. But if your Home Loan isn’t sufficient to meet all the financial requirements of your home, you can apply for a top-up loan over and above your existing loan. Let’s assume you took a home loan […]
