Shubham Shubh Shakti – Home Loans for women

• Special discount on interest rate if the primary applicant is a working woman.
• Maximum loan tenure available up to 30 years
• Shubham Housing Development Finance is an industry leader in providing home loans in India
• Shubham home loans are for all working women – Salaried & Self-Employed
• Freedom from hassle of income documents, minimum paperwork and simple sanction process makes the entire process easy
• Applicable products- Home Loan (purchase) and Self-Construction

• The woman applicant must be the primary income contributor and the primary applicant to the loan
• The woman applicant must be the sole owner or one of the co-owners of the business
• Customer should be more than 21 years of age but not more than 65 years at the time of loan maturity
• Borrower should have a bank account
• Borrower should be residing in a city where Shubham’s Office is located
• All the owners of the property being financed and all individuals whose income has been considered for the loan have to be the co-applicants to the loan

Documents required for Self-Employed women:

• Application form with all required details filled in
• Identity proof such as Pan Card, Voters ID Card, Passport, Aadhar card
• Address proof such as electricity bill, ration card
• Income proof documents, if available
• Bank passbook or bank Statements
• Copy of the property papers

Documents Required for Salaried women:

• Application form with all required details filled in and application fee Identity proof such as PAN card, Voter ID, Aadhaar Card, Passport
• Address proof such as electricity bill, utility bill, ration card
• Latest salary slip, if available
• Bank passbook or bank account statement
• Income Tax returns, if available
• Copy of the property papers

You can avail Shubh Shakti home loan up to 50,00,000 depending on the city you want to build or buy the home in.

The maximum home loan tenure offered for Shubh Shakti is 30 years.

Under Shubh Shakti, Shubham provides a special interest rate discount for working women. After discount, the starting interest rates can be as low as 11.9%

This amount is calculated basis the loan amount, desired tenure, interest rate and other factors.

The EMI amount can be paid through Electronic Clearing Services (ECS) and National Automated Clearing House (NACH). Shubham provides you the facility of making your EMI payments via all available modes like Netbanking, UPI and Debit Cards.