As per the RBI guidelines, Shubham Housing Development Finance will be offering a 3 month moratorium on EMI’s of terms loans for the period of 1st March 2020 to 31st May 2020. Please read the FAQ's section for any queries/concerns.

The last date to receive the request will be 31st May 2020. You can also reach out to our toll-free no. 1800 258 2225 or write to us at customercare@shubham.co to apply for this moratorium

The moratorium will mean that the EMI will remain the same and the tenure will be increased but in a few cases where we are not able to increase the tenure then there would be an increase in the EMI. Interest shall continue to accrue on the outstanding amount of the term loans during the moratorium period. This will not lead to any change in the terms and conditions of the loan with Shubham Housing Development Finance Co.

Customers are requested to fill the below form to request for EMI Deferment.


Apply Now Please fill all the texts in the fields.


Note – This is not a waiver of EMI. By applying here, does not confirm the deferment of EMI. You shall receive a confirmation phone call/SMS/e-mail once the actual deferment takes place.