Shubham Housing Finance offers home loan up to Rs.50 Lakh with a competitive interest rate, minimum documentation, quick approval, and easy EMI plans up to 30 years.

Why Choose Shubham Home Loans?

We understand that owning a home is a universal aspiration and with support of Shubham Home Loans, that dream can become a reality. Here's why you should choose Shubham Home Loans:

Quick Approval and Disbursement We expedite loan approvals with a streamlined application process, minimal documentation, and rapid eligibility assessments, ensuring swift disbursement to provide customers with a quick and hassle-free lending experience.
Customer-Centric Approach Our commitment to our customers is unwavering. We prioritize your financial well-being and work diligently to tailor loan solutions that align with your individual needs and goals.
Comprehensive Services We offer a diverse range of housing finance solutions covering purchase of property, plot purchase & self-construction, self-construction, refinance and enhancements.
Trust and Integrity At Shubham, trust and integrity are at the core of our values. We believe in transparent and honest lending practices, ensuring that our customers receive fair and ethical treatment throughout their loan journey.
Innovation and Adaptability Shubham embraces innovation and adapts to the evolving needs of our customers. We continuously seek new and improved ways to provide home loan solutions that align with changing financial landscapes.
Community and Inclusivity Inclusivity is a fundamental value at Shubham. We take pride in serving a diverse customer base, including those with informal incomes, and aim to contribute positively to the communities we operate in.

Purpose

Eligibility Criteria

Documents Required

Loan Amount

Maximum Repayment Period

Rate Of Interest

Balance Transfer

Repayment Options

Why Choose Shubham?

Purpose

Buying a new or pre-owned house or flat.
Purchasing a new plot and constructing your dream home from scratch.
Building a home on a plot you already own.
Extending your current home by adding a room, creating extra space, or constructing an additional floor.
Balance transfer of your existing home loan.

Process To Apply

A home is your identity. Thus, buying a home is the best and the biggest investment an individual can make. Check out the steps to get instant approval with Shubham easy online process.

Step 1

Apply online and our representative will reach out to you or visit our branch nearest to you.

Step 2

Our representative will come to your place of work/home to explain the product and process and collect the necessary documents.

Step 3

We evaluate your documents, have a discussion with you and do the necessary checks. If everything goes well, we sanction your loan.

Step 4

Submit the remaining documents and your loan is disbursed.

Home Loan Features

Our process is 100% efficient and hassle-free

Loan can be processed quickly with less documentation

Can avail long tenure loans

Can opt for customizable EMIs

Low processing fees

No prepayment penalties

Easy home loan balance transfer

Transparent application process

Flexible repayment options

Calculate Your Home Loan EMI

By adding a co-applicant to a joint home loan, prospective borrowers can enhance their loan eligibility. It is crucial to research your loan requirements before proceeding. To calculate your monthly EMI for the loan, you can utilize our Home Loan EMI calculator tool.
A home Loan is a significant amount of money borrowed from a lender to purchase a home, but determining the loan amount, interest rate, and loan tenure can be a cumbersome task.
The EMI calculator simplifies this process by helping users calculate their EMI and choose a suitable payment schedule. It provides accurate breakdowns of the total payable amount and assists in calculating the loan tenure and monthly installments for the home loan repayment.
With the Shubham EMI calculator, you can now easily find out the EMI for your loans. By entering details such as Loan amount, Tenure, Interest rate, monthly income, and ROI, you can assess your eligibility and determine the applicable EMI for the desired loan amount from Shubham Housing Finance.
Upon filling in the necessary data, the calculator will present comprehensive information about the EMI, total interest outgo, and the overall amount to be paid.
Before embarking on your home buying journey, it is essential to check your home loan eligibility. This will not only keep you focused on your plan but also provide you with peace of mind.
If you have any doubts or need assistance in calculating your Home Loan EMI, don't hesitate to consult with our representative. They can provide personalized guidance and support throughout the process.

Frequently Asked Questions:

Does shubham offer different types of home loan interest rates?

Yes, we offer different interest rates based on the applicant's profile and the property involved..

To know further contact us on 1800 258 2225 or drop an email at customercare@shubham.co
Visit any of our branches. To locate the nearest branch click here.

Can I apply for a loan from shubham to refinance a home loan I obtained from another bank or housing finance company?

Yes, we offer home loan balance transfer services to our customers. For further details, please get in touch with our home loan expert by calling us at 1800 258 2225.

Can I also avail a home loan for home improvements or home extension?

Yes, you can avail a home loan for specific purposes such as adding built-up space in a dwelling unit, upgrading a dwelling unit through complete demolition and reconstruction, improving the dwelling unit by enhancing walls and ceilings, or renovating an existing dwelling unit.

What documents do I need to submit along with my application for a home loan?

You will need to provide a photograph, identification proof, address proof, income proof (if available), and property documents.