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Sanjay has over 29 years of proven expertise in general management, sales & distribution, new category development, brand management and backend operations including collections across large, blue chip financial services organisations. He has successfully launched and led new business lines for the consumer business of Citibank, HSBC and GE Consumer Finance in India and First Gulf Bank in the UAE. Prior to this, his role was to set up and manage the Lending and Payments business for Reliance Retail. Sanjay has completed his Master's in Business Administration from Lucknow University.

Rupa has over 21 years of work experience and is a subject matter expertise in credit risk management across Retail Mortgages, Personal Loans and Credit Cards. She has worked with Citibank India for over 16 years, handling various roles across retail assets and liabilities, post which she spent 3 years in the India Mortgage Guarantee Corporation Pvt Ltd. as one of the key members of the senior leadership team that launched the mortgage guarantee product in India. Rupa is a chartered accountant by qualification and has apprenticed with Price Waterhouse prior to which she obtained a Bachelor of Science degree with honours from St. Xavier’s College in Kolkata.

Shashank Jain is a Management & Finance professional. He has experience of more than 3 decades, in India & abroad, across sectors including in the role of CFO of the Reliance Retail Finance and American Express. He has served on the Board of various companies in India & abroad. He is a Chartered Accountant, Company Secretary and alumnus of the Kellogg's School of Management (USA).

Sanjeev is a seasoned financial services professional with over 25 years of experience in Home Loans, Mortgages & Retail Assets. Prior to joining Shubham, he was heading the business and sales function for DHFL as its National Head and has also worked with leading organisations like Deutsche Postbank HFC, ICICI Bank & Aditya Birla Group at senior positions in various geographies across the country. He holds a PGCBM from XLRI and LLB from Delhi University.

With more than 15 years of experience, Manjari has worked with GE for more than a decade in various roles across Operations and Underwriting and brings with her enormous experience and knowledge in these fields. She was a part of the core start up team at GE and Shubham as well and has helped shaped the core operational and credit processes and controls at Shubham.

With a vast experience of about 17 years, Nishant takes care of the Payment Operation and Collection function at Shubham. He has a diversified operational experience in various domains like Hotels, logistics and e-payments. He has been a part of successful start-ups like Bill Desk and Techprocess in his earlier assignments. He has strong man management skills and a robust process oriented approach.

Ajay Sehgal has over 12 years of experience in the risk and fraud control department with leading financial institutions like ICICI Bank, Fullerton India Credit Company Limited, Reliance Capital and Magma Fincorp Limited. He holds a Bachelor's Degree in Information Technology from Bharathi Vidyapeeth Deemed University and an Executive MBA from IMT Ghaziabad.

Neeta has over 10 years of experience in legal and secretarial compliances of Listed and NBFC companies and is well conversant with SEBI, Trademarks, RBI, MCA authority norms and guidelines. She brings with herself an in- depth understanding of all regulatory and control frameworks for financial institutions in the Indian context.

Tejbir is a qualified member of the ICAI and has had vast knowledge and an experience of over 9 years in the areas of Auditing, Direct and Indirect Taxation, financial accounting, budgeting & analysis as well as reporting. He ha proven capability to structure, manage and drive financial interface and statutory compliances of an organisation with a strong ability to manage profitable growth through critical analysis of loan accounting, expense and revenue streams of the company. At Shubham, he is responsible for the management and control of all financial systems as well as reporting including direct and indirect tax compliances.

With 7 years of experience, Vidyut has proven expertise across marketing, brand building, business development, strategic partnerships and functional IT systems. He has been at the forefront of Shubham’s growth story, having joined early on. A go getter from the start, his strong exposure is setting and managing multiple departments across functions has allowed him to guide teams with one eye on the holistic picture and with the other on the details in getting things done. Prior to Shubham, he was with Infosys where he led both offsite and onsite teams for large financial services clients. With an MBA from Birla, he has also been selected by Harvard Business School amongst the top 70 young leaders across the world as a Strategic Leader in Financial Inclusion.

Devesh has 7+ years of work experience in the financial sector. He is a specialist in Corporate Budgeting, Financial Planning, Taxation & Banking. Devesh holds a Bachelor’s Degree in Commerce (H) from University of Delhi and he is a qualified Chartered Accountant from ICAI”.

Simmi has over 10 years of experience in retail assets & mortgages. Simmi started her career in HDFC Bank followed by mortgage credit stints in Standard Chartered Bank and Tata Capital Housing Finance. Her last assignment was with the India Mortgage Guarantee Corporation where she had the opportunity to conduct process due diligence and portfolio review of multiple mortgage lending institutions thereby gaining a wealth of knowledge on industry best practices in the housing finance industry.