This document aims to provide a clear set of procedures on the information collected by Shubham Housing Development Finance Company Ltd. (“SHDFC” or “We”) when you visit our website or app or page on social media platforms (individually called “platform” and together called “platforms”). While visiting our platforms, you agree to be bound this Privacy Policy.
This Privacy Policy governs the manner in which SHDFC collects, uses, maintains, and discloses information collected from users/visitors of its platforms.
This privacy policy applies to all products and services offered by SHDFC. It applies regardless of whether you use a computer, mobile phone, tablet, or television or any other media or computer resource to access our platforms. It also applies to those who register on our platforms in connection with use of our services. It is important that you read the Privacy Policy carefully because whenever you use our platforms, your personal data will be processed (if at all) in accordance with this policy.
SHDFC constantly seek to maintain the integrity of and make improvements to the Website. As part of these efforts, SHDFC collect and analyze certain aggregate information about how visitors use the Website. Your right to privacy is very important. SHDFC recognize that when you choose to provide us with information about yourself, you trust us to act responsibly
SHDFC believe information gathered should only be used to help us provide you with better services. But due to the existing regulatory environment, SHDFC cannot ensure that all your private communications and other personal information will never be disclosed in ways not otherwise described in this Privacy Policy. Therefore, although SHDFC use industry standard practices to protect your privacy, SHDFC do not promise, and you should not expect, that your personal information or private communications will always remain private.
Notwithstanding the above SHDFC will not disclose any of your personally identifiable information to third parties unless SHDFC have your permission or other circumstances such as compliance with subpoenas, court orders, requests/order from legal authorities or regulators or law enforcement agencies requiring such disclosure
When you visit our Website, SHDFC may collect various types of technical data including (but not limited to) domain and/or Web browser information. This data is gathered using cookies and other similar tracking technologies. Cookies are small pieces of information that our server places on a visitor's computer hard drive to enable that person to more easily communicate and interact with the Website. Refer annexure – “A” – Cookie policy for details.
Following data points are collected by our platforms:
Personal Data, means and includes, any data relating to identified or identifiable living person (‘data subject’ here in referred as you/your’) including but not limited to, name, telephone number, email ID, any personal details that may have been voluntarily provided by the customer, whether to Unique Identification Authority of India (UIDAI), Credit Information Bureau of India Limited (CIBIL) etc.
SHDFC collect data about you or your usage to provide better services to all of our users. SHDFC collect data in the following ways :
We will only use your information in a fair and reasonable manner, and where we have a lawful reason to do so.
Please be aware that our Platforms may contain links to other sites that are not governed by this Privacy Policy. Users/Visitors may be directed to third-party sites for more information, such as advertisers, blogs, content sponsorships, vendor services, social networks, etc. We are not responsible for the content or the privacy practices used by other sites.
We make sure at all times to implement reasonable security practices and procedures (such as managerial, operational, physical and technical) for the purpose of protection and safeguarding of your information as the same is of vital importance to us. At SHDFC, we are strongly committed to protecting the personal and financial information that you submit to us. We seek to ensure to safeguard the security and confidentiality of any data you share with us in accordance with the laws relating to privacy as applicable in India. However, despite our utmost efforts to protect your Personal Data, we cannot warrant the security of any data you transmit to us through our online services/ platforms. By accepting this Privacy Policy, you accept that such transmission of your personal information is done at your own risk. Lastly, you are requested to help us protect your data privacy by maintaining the secrecy of the username and password, if any, you use for any of our services.
Consent is often referred to as an individual’s choice to “opt-in” or “opt-out” the use of their Personal Data and is usually obtained by a “check box” or signature confirming the individual understands and agrees to the processing of their Personal Data. At times, express written consent from you may be required based on the data processing activity. Whenever required, SHDFC take consent from you prior to :
SHDFC shall not retain or store such information for periods longer than is required for the purposes except when the information may lawfully be used or is otherwise required under any other law for the time being in force.
By agreeing to avail the services offered by SHDFC, you have agreed to the collection and use of your Sensitive Personal Data or Information, as well, by SHDFC. you always have the right to withdraw your consent to share/disseminate your Sensitive Personal Data or Information by contacting us on privacy-shubham@shubham.co However, in the event of your refusal or withdrawal of personal data, you shall fully not be able to avail any services of SHDFC.
We restrict access to your information to our employees who we believe reasonably need to know that information in order to fulfil their jobs to provide, operate, develop, or improve our products or services.
We have the right to transfer information about you in case SHDFC is acquired or merged with another company. In this event, your information shall become subject to a different privacy policy which may be less than stringent than ours.
SHDFC does not rent, sell, or share Personal Data about you with other people or non-affiliated companies except : a) to provide products or services you've requested, b) when SHDFC have your permission, c) or under the following circumstances:
We reserve the right to change or update this Privacy Policy or any other of our policies/practices at any time without giving any prior notification; hence, you are requested to review the Privacy Policy periodically, to make sure that you are aware of any such changes.
If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site or have any complaints in the subject matter, please contact us at:
Shubham Housing Development Finance Company Ltd.
Shubham House, 425, Udyog Vihar Phase-IV,
Gurugram, Haryana - 122015
Email: privacy-shubham@shubham.co
We do not store any bank account related information or any credit / debit card details. We shall not be liable for any loss or damage sustained by Users as a result of any disclosure (inadvertent or otherwise) of any information concerning the User's account, credit cards or debit cards in the course of any online transactions or payments made for any products and/or services offered through the Platform.
In case any Personal Information is shared by you with us, which is not requested by us, we will not be liable for any information security breach or disclosure in relation to such information.
